Welfare broker

SONJA KAMER

Mailing address (most recent filing)

1 SOUTH WAVERLY ROAD

HOLLAND, MI 49423

Total comp: $105K
Commissions: $105K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where SONJA KAMER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CARE NETWORK OF MICHIGAN66.7%
PRIORITY HEALTH33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CARE NETWORK OF MICHIGAN	2	$1.8M	66.7%
PRIORITY HEALTH	1	$939K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	3	$2.8M	0.1%	41.13x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SONJA KAMER's plans by broker comp / premium ratio. Median 5.79% vs welfare-wide median 6.40% (n=3).

Prospect-flag exposure · vs market baseline

Share of SONJA KAMER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where SONJA KAMER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TRAILER EQUIPMENT, INC. TRAILER EQUIPMENT, INC. GROUP INSURANCE PLAN	MI	$990K	$64K	BLUE CARE NETWORK OF MICHIGAN
ACTION WATER SPORTS, LLC ACTION WATER SPORTS, LLC	MI	$845K	$49K	BLUE CARE NETWORK OF MICHIGAN
CIRCUIT ELECTRIC, INC. CIRCUIT ELECTRIC EMPLOYEE BENEFITS PLAN	MI	$939K	$45K	PRIORITY HEALTH

Carrier

Plans

Premium

BLUE CARE NETWORK OF MICHIGAN

$1.8M

66.7%

PRIORITY HEALTH

$939K

33.3%

State

Plans

Premium

State share

Index

$2.8M

0.1%

41.13x

Sponsor

Loc

Premium

Comp

Carrier

TRAILER EQUIPMENT, INC.

TRAILER EQUIPMENT, INC. GROUP INSURANCE PLAN

$990K

$64K

BLUE CARE NETWORK OF MICHIGAN

ACTION WATER SPORTS, LLC

$845K

$49K

BLUE CARE NETWORK OF MICHIGAN

CIRCUIT ELECTRIC, INC.

CIRCUIT ELECTRIC EMPLOYEE BENEFITS PLAN

$939K

$45K

PRIORITY HEALTH