Welfare broker

SMITH BOMAN & ASSOCIATES

Mailing address (most recent filing)

955 N. STREET

FRESNO, CA 93721

Total comp: $57K
Commissions: $57K
Fees: $0
Filings: 23
Sponsors: 23

Carrier mix

Where SMITH BOMAN & ASSOCIATES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

TRANSWESTERN INSURANCE100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
TRANSWESTERN INSURANCE	1	$632K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$632K	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SMITH BOMAN & ASSOCIATES's plans by broker comp / premium ratio. Median 18.37% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of SMITH BOMAN & ASSOCIATES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where SMITH BOMAN & ASSOCIATES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
VINTAGE ASSOCIATES, INC. DBA VINTAGE LANDSCAPE VINTAGE ASSOCIATES HEALTH AND WELFARE BENEFIT PLAN	CA	$632K	$116K	TRANSWESTERN INSURANCE