Welfare broker

SKYWARD UNDERWRITERS

Mailing address (most recent filing)

800 GESSNER ROAD, SUITE 600

HOUSTON, TX 77024

Total comp: $838K
Commissions: $838K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where SKYWARD UNDERWRITERS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

S&S HEALTHCARE STRATEGIES50.0%
GREAT MIDWEST INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
S&S HEALTHCARE STRATEGIES	1	$950K	50.0%
GREAT MIDWEST INSURANCE COMPANY	1	$1.0M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$1.0M	0.0%	23.86x
FL	1	$950K	0.0%	12.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SKYWARD UNDERWRITERS's plans by broker comp / premium ratio. Median 65.35% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of SKYWARD UNDERWRITERS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where SKYWARD UNDERWRITERS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LIFT POWER, INC. LIFT POWER, INC.	FL	$950K	$748K	S&S HEALTHCARE STRATEGIES, LTD
ADVANCE COMMUNITY HEALTH, INC. ADVANCE COMMUNITY HEALTH, INC. HEALTH & WELFARE PLAN	NC	$1.0M	$526K	GREAT MIDWEST INSURANCE COMPANY

Carrier

Plans

Premium

S&S HEALTHCARE STRATEGIES

$950K

50.0%

GREAT MIDWEST INSURANCE COMPANY

$1.0M

50.0%

State

Plans

Premium

State share

Index

$1.0M

0.0%

23.86x

$950K

0.0%

12.70x

Sponsor

Loc

Premium

Comp

Carrier

LIFT POWER, INC.

$950K

$748K

S&S HEALTHCARE STRATEGIES, LTD

ADVANCE COMMUNITY HEALTH, INC.

ADVANCE COMMUNITY HEALTH, INC. HEALTH & WELFARE PLAN

$1.0M

$526K

GREAT MIDWEST INSURANCE COMPANY