Welfare broker

SJC BUSINESS SERVICES LLC

Mailing address (most recent filing)

PO BOX 84

GREEN LANE, PA 18054

Total comp: $12K
Commissions: $12K
Fees: $454
Filings: 9
Sponsors: 9

Carrier mix

Where SJC BUSINESS SERVICES LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AFLAC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AFLAC	1	$39K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$39K	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SJC BUSINESS SERVICES LLC's plans by broker comp / premium ratio. Median 17.05% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of SJC BUSINESS SERVICES LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where SJC BUSINESS SERVICES LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MARCHO FARMS, INC. WRAP SPD	PA	$39K	$7K	AFLAC