Welfare broker

SISCO

Mailing address (most recent filing)

P.O. BOX 389

DUBUQUE, IA 52004

Carrier mix

Where SISCO places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
FAIR AMERICAN INSURANCE AND REINSURANCE COMPANY	6	$5.6M	75.0%
STRATEGIC UNDERWRITING SOLUTIONS	1	$24K	12.5%
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$725K	12.5%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IA	6	$5.6M	0.5%	78.92x
NJ	1	$24K	0.0%	5.80x
MD	1	$725K	0.1%	8.99x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SISCO's plans by broker comp / premium ratio. Median 19.51% vs welfare-wide median 6.29% (n=8).

Prospect-flag exposure · vs market baseline

Share of SISCO's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-8 of 8 sponsors where SISCO is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
JJF MANAGEMENT SERVICES, INC. SVS EMP HE JJF MGMT SVS EMP HEALTH BENEFIT PLAN	MD	$725K	$306K	LINCOLN NATIONAL LIFE INSURANCE COMPANY
CENTRAL STONE CO. RIVERSTONE GROUP INC. & AFFILIATES GROUP HEALTH PLAN	IA	$929K	$181K	FAIR AMERICAN INSURANCE
RIVERSTONE GROUP INC. RIVERSTONE GROUP INC. & AFFILIATES GROUP HEALTH PLAN	IA	$929K	$181K	FAIR AMERICAN INSURANCE
KNOX COUNTY STONE CO. INC. RIVERSTONE GROUP INC. & AFFILIATES GROUP HEALTH PLAN	IA	$929K	$181K	FAIR AMERICAN INSURANCE
LE CLAIRE INVESTMENTS INC. RIVERSTONE GROUP INC. & AFFILIATES GROUP HEALTH PLAN	IA	$929K	$181K	FAIR AMERICAN INSURANCE
BUSSEN QUARRIES INC. RIVERSTONE GROUP INC. & AFFILIATES GROUP HEALTH PLAN	IA	$929K	$181K	FAIR AMERICAN INSURANCE
H. TRAUTMAN QUARRY INC. RIVERSTONE GROUP INC. & AFFILIATES GROUP HEALTH PLAN	IA	$929K	$181K	FAIR AMERICAN INSURANCE
PURRFECT ENTERPRISE INC EMPLOYEE GROUP HEALTH PLAN	NJ	$24K	$24K	STRATEGIC UNDERWRITING SOLUTIONS LLC