Welfare broker

SIRAK FINANCIAL SERVICES

Mailing address (most recent filing)

4700 DRESSLER RD NW

CANTON, OH 44718

Total comp: $51K
Commissions: $51K
Fees: $0
Filings: 13
Sponsors: 13

Carrier mix

Where SIRAK FINANCIAL SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY50.0%
AULTCARE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	1	$13K	50.0%
AULTCARE INSURANCE COMPANY	1	$652K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	2	$665K	0.0%	7.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SIRAK FINANCIAL SERVICES's plans by broker comp / premium ratio. Median 12.08% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of SIRAK FINANCIAL SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where SIRAK FINANCIAL SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
UNITED ARCHITECTURAL METALS, INC. THE UNITED GROUP MEDICAL PLAN	OH	$652K	$22K	AULTCARE INSURANCE COMPANY
UNITED ARCHITECTURAL METALS, INC. THE UNITED GROUP LIFE INSURANCE PLAN	OH	$13K	$3K	STANDARD INSURANCE COMPANY

Carrier

Plans

Premium

STANDARD INSURANCE COMPANY

$13K

50.0%

AULTCARE INSURANCE COMPANY

$652K

50.0%

State

Plans

Premium

State share

Index

$665K

0.0%

7.72x

Sponsor

Loc

Premium

Comp

Carrier

UNITED ARCHITECTURAL METALS, INC.

THE UNITED GROUP MEDICAL PLAN

$652K

$22K

AULTCARE INSURANCE COMPANY

UNITED ARCHITECTURAL METALS, INC.

THE UNITED GROUP LIFE INSURANCE PLAN

$13K

$3K

STANDARD INSURANCE COMPANY