Welfare broker

SIMMONDS, JOHN H

Mailing address (most recent filing)

3 BETHESDA METRO CENTER

SUITE 700

BETHESDA, MD 20814

Total comp: $324K
Commissions: $324K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where SIMMONDS, JOHN H places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	2	$2.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MD	2	$2.4M	0.1%	71.90x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SIMMONDS, JOHN H's plans by broker comp / premium ratio. Median 9.47% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of SIMMONDS, JOHN H's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where SIMMONDS, JOHN H is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MARYLAND PRIMARY CARE PHYSICIANS, LLC MARYLAND PRIMARY CARE PHYSICIANS, LLC SECTION 125 PLAN	MD	$1.6M	$113K	UNUM LIFE INSURANCE COMPANY OF AMERICA
APARTMENT SERVICES, INC. APARTMENT SERVICES, INC. GROUP HEALTH PLAN	MD	$759K	$90K	UNUM LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$2.4M

100.0%

State

Plans

Premium

State share

Index

$2.4M

0.1%

71.90x

Sponsor

Loc

Premium

Comp

Carrier

MARYLAND PRIMARY CARE PHYSICIANS, LLC

MARYLAND PRIMARY CARE PHYSICIANS, LLC SECTION 125 PLAN

$1.6M

$113K

UNUM LIFE INSURANCE COMPANY OF AMERICA

APARTMENT SERVICES, INC.

APARTMENT SERVICES, INC. GROUP HEALTH PLAN

$759K

$90K

UNUM LIFE INSURANCE COMPANY OF AMERICA