Welfare broker

SIMA BERNER REID

Mailing address (most recent filing)

10805 HOLDER ST #245

CYPRESS, CA 90630

Total comp: $85K
Commissions: $85K
Fees: $-58
Filings: 2
Sponsors: 2

Carrier mix

Where SIMA BERNER REID places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HEALTH NET100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HEALTH NET	1	$2.9M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$2.9M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SIMA BERNER REID's plans by broker comp / premium ratio. Median 5.46% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of SIMA BERNER REID's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where SIMA BERNER REID is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
GRISWOLD INDUSTRIES GRISWOLD INDUSTRIES EMPLOYEE BENEFIT PLAN	CA	$2.9M	$161K	HEALTH NET