Welfare broker

SILBERMAN GROUP LLC

Mailing address (most recent filing)

PO BOX 331

LOOOKOUT MTN, TN 37350

Total comp: $224K
Commissions: $126K
Fees: $97K
Filings: 5
Sponsors: 5

Carrier mix

Where SILBERMAN GROUP LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY50.0%
PRINCIPAL LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$2.0M	50.0%
PRINCIPAL LIFE INSURANCE COMPANY	1	$134K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	2	$2.1M	0.1%	65.01x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SILBERMAN GROUP LLC's plans by broker comp / premium ratio. Median 14.68% vs welfare-wide median 6.35% (n=2).

Prospect-flag exposure · vs market baseline

Share of SILBERMAN GROUP LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where SILBERMAN GROUP LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
COLONIAL CHEMICAL, INC. COLONIAL CHEMICAL, INC EMPLOYEE BENEFITS PLAN	TN	$2.0M	$184K	UNITEDHEALTHCARE INSURANCE COMPANY
PEDIATRIC DENTISTRY AND ORTHODONTICS OF CHATTANOOGA PEDIATRIC DENTISTRY AND ORTHODONTICS OF CHATTANOOGA EMPLOYEE BENEFIT PLAN	TN	$134K	$27K	PRINCIPAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$2.0M

50.0%

PRINCIPAL LIFE INSURANCE COMPANY

$134K

50.0%

State

Plans

Premium

State share

Index

$2.1M

0.1%

65.01x

Sponsor

Loc

Premium

Comp

Carrier

COLONIAL CHEMICAL, INC.

COLONIAL CHEMICAL, INC EMPLOYEE BENEFITS PLAN

$2.0M

$184K

UNITEDHEALTHCARE INSURANCE COMPANY

PEDIATRIC DENTISTRY AND ORTHODONTICS OF CHATTANOOGA

PEDIATRIC DENTISTRY AND ORTHODONTICS OF CHATTANOOGA EMPLOYEE BENEFIT PLAN

$134K

$27K

PRINCIPAL LIFE INSURANCE COMPANY