Welfare broker

SHIELD INSURANCE SOLUTIONS

Mailing address (most recent filing)

1353 AVE. VIGOREAUX

PMB 627

GUAYNABO, PR 00966

Total comp: $170K
Commissions: $170K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where SHIELD INSURANCE SOLUTIONS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNIVERSAL LIFE INSURANCE COMPANY50.0%
MCS LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNIVERSAL LIFE INSURANCE COMPANY	2	$166K	50.0%
MCS LIFE INSURANCE COMPANY	2	$2.7M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PR	4	$2.9M	0.8%	223.06x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SHIELD INSURANCE SOLUTIONS's plans by broker comp / premium ratio. Median 10.75% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of SHIELD INSURANCE SOLUTIONS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where SHIELD INSURANCE SOLUTIONS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DESTILERIA SERRALLES INC DESTILERIA SERRALLES INC-HEALTH 2024	PR	$1.9M	$115K	MCS LIFE INSURANCE COMPANY
SERRALLES HOTEL INC. D/B/A PONCE HILTON & CASINO PONCE HILTON & CASINO GROUP LIFE, AD&D, MEDICAL, AND DENTAL PLAN	PR	$781K	$51K	MCS LIFE INSURANCE COMPANY
DESTILERIA SERRALLES INC DESTILERIA SERRALLES INC- VIDA ADM 2024	PR	$137K	$21K	UNIVERSAL LIFE INSURANCE COMPANY
DESTILERIA SERRALLES INC DESTILERIA SERRALLES INC- LTD UNIVERSAL 2024	PR	$29K	$4K	UNIVERSAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNIVERSAL LIFE INSURANCE COMPANY

$166K

50.0%

MCS LIFE INSURANCE COMPANY

$2.7M

50.0%

State

Plans

Premium

State share

Index

$2.9M

0.8%

223.06x

Sponsor

Loc

Premium

Comp

Carrier

DESTILERIA SERRALLES INC

DESTILERIA SERRALLES INC-HEALTH 2024

$1.9M

$115K

MCS LIFE INSURANCE COMPANY

SERRALLES HOTEL INC. D/B/A PONCE HILTON & CASINO

PONCE HILTON & CASINO GROUP LIFE, AD&D, MEDICAL, AND DENTAL PLAN

$781K

$51K

MCS LIFE INSURANCE COMPANY

DESTILERIA SERRALLES INC

DESTILERIA SERRALLES INC- VIDA ADM 2024

$137K

$21K

UNIVERSAL LIFE INSURANCE COMPANY

DESTILERIA SERRALLES INC

DESTILERIA SERRALLES INC- LTD UNIVERSAL 2024

$29K

$4K

UNIVERSAL LIFE INSURANCE COMPANY