Welfare broker

SHEPARD & WALTON LIFE INS AGY INC

Mailing address (most recent filing)

1906 E TYLER STE B

HARLINGEN, TX 785507109

Total comp: $89K
Commissions: $85K
Fees: $4K
Filings: 6
Sponsors: 6

Carrier mix

Where SHEPARD & WALTON LIFE INS AGY INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HUMANA INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HUMANA INSURANCE COMPANY	1	$469K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$469K	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SHEPARD & WALTON LIFE INS AGY INC's plans by broker comp / premium ratio. Median 9.56% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of SHEPARD & WALTON LIFE INS AGY INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where SHEPARD & WALTON LIFE INS AGY INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PALMER STEEL SUPPLIES INC. PALMER STEEL SUPPLIES INC. HEALTH AND WELFARE PLAN	TX	$469K	$45K	HUMANA HEALTH PLAN OF TEXAS, INC.