Welfare broker

SF INSURANCE SERVICES INC

Mailing address (most recent filing)

214 SOUTH KNOWLES AVE

NEW RICHMOND, WI 54017

Total comp: $58K
Commissions: $53K
Fees: $5K
Filings: 2
Sponsors: 2

Carrier mix

Where SF INSURANCE SERVICES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$375K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WI	1	$375K	0.0%	53.08x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SF INSURANCE SERVICES INC's plans by broker comp / premium ratio. Median 30.90% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of SF INSURANCE SERVICES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where SF INSURANCE SERVICES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LADD MEMORIAL HOSPITAL DBA OSCEOLA MEDICAL CENTER OSCEOLA MEDICAL CENTER WELFARE BENEFIT PLAN	WI	$375K	$116K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY