Welfare broker

SF&C SELECT BENEFITS COMM GROUP

Mailing address (most recent filing)

10075 RED RUN BLVD

STE 550

OWINGS MILLS, MD 21117

Total comp: $1.1M
Commissions: $1.1M
Fees: $489
Filings: 9
Sponsors: 9

Carrier mix

Where SF&C SELECT BENEFITS COMM GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRUDENTIAL INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRUDENTIAL INSURANCE COMPANY OF AMERICA	1	$2.8M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MD	1	$2.8M	0.1%	71.90x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SF&C SELECT BENEFITS COMM GROUP's plans by broker comp / premium ratio. Median 11.37% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of SF&C SELECT BENEFITS COMM GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where SF&C SELECT BENEFITS COMM GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MERITUS HEALTH MERITUS HEALTH WELFARE BENEFITS PLAN	MD	$2.8M	$315K	PRUDENTIAL INSURANCE COMPANY OF AMERICA