Welfare broker

SEQUIOA BENEFITS, LLC

Mailing address (most recent filing)

1850 GATEWAY DRIVE STE 700

SAN MATEO, CA 94404

Total comp: $47K
Commissions: $47K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where SEQUIOA BENEFITS, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$3.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MA	1	$3.4M	0.0%	46.22x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SEQUIOA BENEFITS, LLC's plans by broker comp / premium ratio. Median 2.35% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of SEQUIOA BENEFITS, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where SEQUIOA BENEFITS, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FIDUCIARY TRUST COMPANY FIDUCIARY TRUST COMPANY CONSOLIDATED HEALTH AND WELFARE PLAN	MA	$3.4M	$79K	BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.