Welfare broker

SEQUEL INSURANCE SERVICES, INC.

Mailing address (most recent filing)

111 SCRIPPS DRIVE

SACRAMENTO, CA 95825

Total comp: $6K
Commissions: $5K
Fees: $823
Filings: 1
Sponsors: 1

Carrier mix

Where SEQUEL INSURANCE SERVICES, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$56K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$56K	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SEQUEL INSURANCE SERVICES, INC.'s plans by broker comp / premium ratio. Median 17.26% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of SEQUEL INSURANCE SERVICES, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where SEQUEL INSURANCE SERVICES, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MICHAEL'S TRANSPORTATION SERVICE, INC. MICHAEL'S TRANSPORTATION SERVICE, INC.	CA	$56K	$10K	PRINCIPAL LIFE INSURANCE COMPANY