Welfare broker

SELDON BRUSA INSURANCE AGENCY

Mailing address (most recent filing)

1100 W. TOKAY STREET

LODI, CA 95240

Total comp: $129K
Commissions: $124K
Fees: $4K
Filings: 2
Sponsors: 2

Carrier mix

Where SELDON BRUSA INSURANCE AGENCY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KAISER FOUNDATION HEALTH PLAN INC50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KAISER FOUNDATION HEALTH PLAN INC	1	$454K	50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$828K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CO	1	$454K	0.1%	40.63x
CA	1	$828K	0.0%	6.38x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SELDON BRUSA INSURANCE AGENCY's plans by broker comp / premium ratio. Median 12.49% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of SELDON BRUSA INSURANCE AGENCY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where SELDON BRUSA INSURANCE AGENCY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CALIFORNIA WASTE RECOVERY SYSTEMS CALIFORNIA WASTE RECOVERY SYSTEMS WELFARE BENEFITS PLAN	CA	$828K	$143K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
INTELLITEC COLLEGE INTELLITEC COLLEGE WELFARE BENEFITS PLAN	CO	$454K	$35K	KAISER FOUNDATION HEALTH PLAN OF COLORADO

Carrier

Plans

Premium

KAISER FOUNDATION HEALTH PLAN INC

$454K

50.0%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$828K

50.0%

State

Plans

Premium

State share

Index

$454K

0.1%

40.63x

$828K

0.0%

6.38x

Sponsor

Loc

Premium

Comp

Carrier

CALIFORNIA WASTE RECOVERY SYSTEMS

CALIFORNIA WASTE RECOVERY SYSTEMS WELFARE BENEFITS PLAN

$828K

$143K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

INTELLITEC COLLEGE

INTELLITEC COLLEGE WELFARE BENEFITS PLAN

$454K

$35K

KAISER FOUNDATION HEALTH PLAN OF COLORADO