Welfare broker

SEA MOUNTAIN INSURANCE BROKERS INC

Mailing address (most recent filing)

19630 76TH AVENUE W

LYNNWOOD, WA 98036

Total comp: $78K
Commissions: $78K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where SEA MOUNTAIN INSURANCE BROKERS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY50.0%
KAISER FOUNDATION HEALTH PLAN INC50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.9M	50.0%
KAISER FOUNDATION HEALTH PLAN INC	1	$1.2M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WA	2	$3.1M	0.1%	61.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SEA MOUNTAIN INSURANCE BROKERS INC's plans by broker comp / premium ratio. Median 4.51% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of SEA MOUNTAIN INSURANCE BROKERS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where SEA MOUNTAIN INSURANCE BROKERS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE EVERGREEN SCHOOL THE EVERGREEN SCHOOL WELFARE BENEFIT PLAN	WA	$1.2M	$69K	KAISER FOUNDATION HEALTH PLAN OF WASHINGTON
BALLARD MANAGEMENT, INC. BALLARD MANAGEMENT, INC. WELFARE BENEFIT PLAN	WA	$1.9M	$64K	UNITEDHEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$1.9M

50.0%

KAISER FOUNDATION HEALTH PLAN INC

$1.2M

50.0%

State

Plans

Premium

State share

Index

$3.1M

0.1%

61.72x

Sponsor

Loc

Premium

Comp

Carrier

THE EVERGREEN SCHOOL

THE EVERGREEN SCHOOL WELFARE BENEFIT PLAN

$1.2M

$69K

KAISER FOUNDATION HEALTH PLAN OF WASHINGTON

BALLARD MANAGEMENT, INC.

BALLARD MANAGEMENT, INC. WELFARE BENEFIT PLAN

$1.9M

$64K

UNITEDHEALTHCARE INSURANCE COMPANY