Welfare broker

SCOTT INSURANCE

Mailing address (most recent filing)

1301 OLD GRAVES MILL RD

LYNCHBURG, VA 24502

Total comp: $72K
Commissions: $70K
Fees: $2K
Filings: 10
Sponsors: 10

Carrier mix

Where SCOTT INSURANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

USABLE LIFE50.0%
LIFE INSURANCE COMPANY OF NORTH AMERICA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
USABLE LIFE	1	$618K	50.0%
LIFE INSURANCE COMPANY OF NORTH AMERICA	1	$489K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	1	$489K	0.0%	22.94x
NC	1	$618K	0.0%	23.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SCOTT INSURANCE's plans by broker comp / premium ratio. Median 7.44% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of SCOTT INSURANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where SCOTT INSURANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
KURZ TRANSFER PRODUCTS, L.P. KURZ TRANSFER PRODUCTS, L.P. WELFARE PLAN	NC	$618K	$75K	USABLE LIFE
ROWE FINE FURNITURE INC. ROWE FINE FURNITURE INC. EMPLOYEE BENEFITS PLAN	VA	$489K	$13K	LIFE INSURANCE COMPANY OF NORTH AMERICA

Carrier

Plans

Premium

USABLE LIFE

$618K

50.0%

LIFE INSURANCE COMPANY OF NORTH AMERICA

$489K

50.0%

State

Plans

Premium

State share

Index

$489K

0.0%

22.94x

$618K

0.0%

23.86x

Sponsor

Loc

Premium

Comp

Carrier

KURZ TRANSFER PRODUCTS, L.P.

KURZ TRANSFER PRODUCTS, L.P. WELFARE PLAN

$618K

$75K

USABLE LIFE

ROWE FINE FURNITURE INC.

ROWE FINE FURNITURE INC. EMPLOYEE BENEFITS PLAN

$489K

$13K

LIFE INSURANCE COMPANY OF NORTH AMERICA