Welfare broker

SCOTT HOWELL

Mailing address (most recent filing)

2487 WEST NAVIGATOR DRIVE

SUITE 140

MERIDIAN, ID 83642

Total comp: $288K
Commissions: $231K
Fees: $57K
Filings: 5
Sponsors: 5

Carrier mix

Where SCOTT HOWELL places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$904K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ID	1	$904K	0.2%	257.51x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SCOTT HOWELL's plans by broker comp / premium ratio. Median 3.45% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of SCOTT HOWELL's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where SCOTT HOWELL is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TRUGROCER FEDERAL CREDIT UNION TRUGROCER FEDERAL CREDIT UNION MEDICAL AND DENTAL BENEFITS PLAN	ID	$904K	$31K	BLUE CROSS OF IDAHO HEALTH SERVICES, INC.