Welfare broker

SCOTT STEVEN HASKINS - RAM BENEFITS

Mailing address (most recent filing)

3500 AMERICAN BLVD W

SUITE 450

BLOOMINGTON, MN 55431

Total comp: $211K
Commissions: $211K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where SCOTT STEVEN HASKINS - RAM BENEFITS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	2	$5.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$2.2M	0.0%	9.91x
IL	1	$3.3M	0.0%	14.24x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SCOTT STEVEN HASKINS - RAM BENEFITS's plans by broker comp / premium ratio. Median 5.98% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of SCOTT STEVEN HASKINS - RAM BENEFITS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where SCOTT STEVEN HASKINS - RAM BENEFITS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PENINSULA HOTEL CHICAGO, LLC THE PENINSULA GROUP HEALTH AND WELFARE BENEFIT PLAN	IL	$3.3M	$252K	OPTUM RX INC.
YOTEL MANAGEMENT USA YOTEL MANAGEMENT USA HEALTH AND WELFARE	NY	$2.2M	$93K	UNITEDHEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$5.5M

100.0%

State

Plans

Premium

State share

Index

$2.2M

0.0%

9.91x

$3.3M

0.0%

14.24x

Sponsor

Loc

Premium

Comp

Carrier

PENINSULA HOTEL CHICAGO, LLC

THE PENINSULA GROUP HEALTH AND WELFARE BENEFIT PLAN

$3.3M

$252K

OPTUM RX INC.

YOTEL MANAGEMENT USA

YOTEL MANAGEMENT USA HEALTH AND WELFARE

$2.2M

$93K

UNITEDHEALTHCARE INSURANCE COMPANY