Welfare broker

SCOTT BENEFIT SERVICES

Mailing address (most recent filing)

521 EAST MOREHEAD STREET

SUITE 300

CHAROTTE, NC 28202

Total comp: $238K
Commissions: $238K
Fees: $0
Filings: 9
Sponsors: 9

Carrier mix

Where SCOTT BENEFIT SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

US FIRE INSURANCE COMPANY50.0%
UNUM LIFE INSURANCE COMPANY OF AMERICA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
US FIRE INSURANCE COMPANY	1	$486K	50.0%
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$3.5M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	1	$3.5M	0.0%	22.94x
NC	1	$486K	0.0%	23.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SCOTT BENEFIT SERVICES's plans by broker comp / premium ratio. Median 8.86% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of SCOTT BENEFIT SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where SCOTT BENEFIT SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MCGUIREWOODS LLP MCGUIREWOODS LLP WELFARE PLAN	VA	$3.5M	$190K	UNUM LIFE INSURANCE COMPANY OF AMERICA
ARCADIA FARMS, LLC DBA ARCADIA BEVERAGE ARCADIA BEVERAGE WRAP PLAN	NC	$486K	$59K	US FIRE INSURANCE COMPANY

Carrier

Plans

Premium

US FIRE INSURANCE COMPANY

$486K

50.0%

UNUM LIFE INSURANCE COMPANY OF AMERICA

$3.5M

50.0%

State

Plans

Premium

State share

Index

$3.5M

0.0%

22.94x

$486K

0.0%

23.86x

Sponsor

Loc

Premium

Comp

Carrier

MCGUIREWOODS LLP

MCGUIREWOODS LLP WELFARE PLAN

$3.5M

$190K

UNUM LIFE INSURANCE COMPANY OF AMERICA

ARCADIA FARMS, LLC DBA ARCADIA BEVERAGE

ARCADIA BEVERAGE WRAP PLAN

$486K

$59K

US FIRE INSURANCE COMPANY