Welfare broker

SCHWARZ INSURANCE

Mailing address (most recent filing)

1420 NORTH RIDGE DR PO BOX 40

PRAIRIE DU SAC, WI 53578

Total comp: $279K
Commissions: $245K
Fees: $34K
Filings: 4
Sponsors: 4

Carrier mix

Where SCHWARZ INSURANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

QBE INSURANCE100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
QBE INSURANCE	1	$2.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WI	1	$2.1M	0.0%	53.08x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SCHWARZ INSURANCE's plans by broker comp / premium ratio. Median 21.90% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of SCHWARZ INSURANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where SCHWARZ INSURANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
REEDSBURG AREA MEDICAL CENTER, INC. REEDSBURG AREA MEDICAL CENTER GROUP HEALTH INSURANCE	WI	$2.1M	$451K	QBE INSURANCE