Welfare broker

SCHONBERG, THOMAS

Mailing address (most recent filing)

8 WOODS LANE

RYE, NY 10580

Total comp: $9K
Commissions: $9K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where SCHONBERG, THOMAS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$219K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$219K	0.0%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SCHONBERG, THOMAS's plans by broker comp / premium ratio. Median 11.57% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of SCHONBERG, THOMAS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where SCHONBERG, THOMAS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
STONE INDUSTRIES STONE INDUSTRIES HEALTH AND WELFARE BENEFITS PLAN	NJ	$219K	$25K	CIGNA HEALTH AND LIFE INSURANCE CO.