Welfare broker

SCHAEFER, JENNIFER A

Mailing address (most recent filing)

9 SOMERSET ROAD

REHOBOTH BEACH, DE 19971

Total comp: $43K
Commissions: $43K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where SCHAEFER, JENNIFER A places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$2.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$2.3M	0.0%	24.13x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SCHAEFER, JENNIFER A's plans by broker comp / premium ratio. Median 3.44% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of SCHAEFER, JENNIFER A's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where SCHAEFER, JENNIFER A is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SUBSTATION ENGINEERING CO. SUBSTATION ENGINEERING COMPANY HEALTH AND WELFARE BENEFIT PLAN	PA	$2.3M	$78K	HIGHMARK, INC.