Welfare broker

SBI BENEFITS CONSULTANTS

Mailing address (most recent filing)

68 NATIONAL DRIVE

GLASTONBURY, CT 06033

Total comp: $334K
Commissions: $166K
Fees: $167K
Filings: 7
Sponsors: 7

Carrier mix

Where SBI BENEFITS CONSULTANTS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

METROPOLITAN LIFE INSURANCE COMPANY50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
METROPOLITAN LIFE INSURANCE COMPANY	1	$302K	50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$4.5M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VT	1	$302K	0.4%	234.85x
CT	1	$4.5M	0.1%	51.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SBI BENEFITS CONSULTANTS's plans by broker comp / premium ratio. Median 16.32% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of SBI BENEFITS CONSULTANTS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where SBI BENEFITS CONSULTANTS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
INTERCOMMUNITY, INC. INTERCOMMUNITY, INC. BENFITS PLAN	CT	$4.5M	$299K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
BURR & BURTON ACADEMY BURR & BURTON HEALTH AND WELFARE PLAN	VT	$302K	$78K	METROPOLITAN LIFE INSURANCE COMPANY

Carrier

Plans

Premium

METROPOLITAN LIFE INSURANCE COMPANY

$302K

50.0%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$4.5M

50.0%

State

Plans

Premium

State share

Index

$302K

0.4%

234.85x

$4.5M

0.1%

51.86x

Sponsor

Loc

Premium

Comp

Carrier

INTERCOMMUNITY, INC.

INTERCOMMUNITY, INC. BENFITS PLAN

$4.5M

$299K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

BURR & BURTON ACADEMY

BURR & BURTON HEALTH AND WELFARE PLAN

$302K

$78K

METROPOLITAN LIFE INSURANCE COMPANY