Welfare broker

S & K ASSOCIATES LLC

Mailing address (most recent filing)

1502 NW PARKRIDGE PL

ANKENY, IA 50023

Total comp: $367K
Commissions: $367K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where S & K ASSOCIATES LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	1	$7.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IA	1	$7.4M	0.1%	105.23x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of S & K ASSOCIATES LLC's plans by broker comp / premium ratio. Median 4.99% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of S & K ASSOCIATES LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where S & K ASSOCIATES LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
IOWA BANKERS BENEFIT PLAN BOARD OF TRUSTEES IOWA BANKERS BENEFIT PLAN	IA	$7.4M	$367K	STANDARD INSURANCE COMPANY