Welfare broker

S D F ASSOCIATES

Mailing address (most recent filing)

571 MCDONALD AVE

BROOKLYN, NY 112183807

Total comp: $9K
Commissions: $9K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where S D F ASSOCIATES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$13K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$13K	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of S D F ASSOCIATES's plans by broker comp / premium ratio. Median 10.92% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of S D F ASSOCIATES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where S D F ASSOCIATES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
L'REFUAH MEDICAL AND REHABILITATION CENTER, INC. L'REFUAH MEDICAL AND REHABILITATION CENTER DBA EZRA MEDICAL LIFE AND AD&D PLAN	NY	$13K	$1K	FIRST UNUM LIFE INSURANCE COMPANY