Welfare broker

S & K FINANCIAL AND INS. SVCS.

Mailing address (most recent filing)

545 SOUTH FIGUEROA STREET

SUITE 1110

LOS ANGELES, CA 90071

Total comp: $22K
Commissions: $22K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where S & K FINANCIAL AND INS. SVCS. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$1.3M	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of S & K FINANCIAL AND INS. SVCS.'s plans by broker comp / premium ratio. Median 2.53% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of S & K FINANCIAL AND INS. SVCS.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where S & K FINANCIAL AND INS. SVCS. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ASIAN AMERICAN HEALTH COALITION OF THE GREATER HOUSTON AREA ASIAN AMERICAN HEALTH COALITION OF THE GREATER HOUSTON AREA HEALTH & WELFARE PLAN	TX	$1.3M	$34K	BLUECROSS BLUESHIELD OF TEXAS

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$1.3M

100.0%

State

Plans

Premium

State share

Index

$1.3M

0.0%

16.72x

Sponsor

Loc

Premium

Comp

Carrier

ASIAN AMERICAN HEALTH COALITION OF THE GREATER HOUSTON AREA

ASIAN AMERICAN HEALTH COALITION OF THE GREATER HOUSTON AREA HEALTH & WELFARE PLAN

$1.3M

$34K

BLUECROSS BLUESHIELD OF TEXAS