Welfare broker

S AND K FIN AND INS SERVICES, INC.

Mailing address (most recent filing)

734 SILVER SPUR ROAD

ROLLING HILLS ESTATE, CA 90274

Total comp: $171K
Commissions: $171K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where S AND K FIN AND INS SERVICES, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KAISER FOUNDATION HEALTH PLAN INC50.0%
AETNA LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KAISER FOUNDATION HEALTH PLAN INC	1	$1.7M	50.0%
AETNA LIFE INSURANCE COMPANY	1	$3.3M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	2	$5.0M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of S AND K FIN AND INS SERVICES, INC.'s plans by broker comp / premium ratio. Median 4.40% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of S AND K FIN AND INS SERVICES, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where S AND K FIN AND INS SERVICES, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
JONATHAN CLUB EMPLOYEE BENEFIT PLAN	CA	$3.3M	$114K	AETNA LIFE INSURANCE COMPANY
CATALINA EXPRESS CATALINA EXPRESS HEALTH CARE PLAN	CA	$1.7M	$90K	KAISER FOUNDATION HEALTH PLAN INC

Carrier

Plans

Premium

KAISER FOUNDATION HEALTH PLAN INC

$1.7M

50.0%

AETNA LIFE INSURANCE COMPANY

$3.3M

50.0%

State

Plans

Premium

State share

Index

$5.0M

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

JONATHAN CLUB

EMPLOYEE BENEFIT PLAN

$3.3M

$114K

AETNA LIFE INSURANCE COMPANY

CATALINA EXPRESS

CATALINA EXPRESS HEALTH CARE PLAN

$1.7M

$90K

KAISER FOUNDATION HEALTH PLAN INC