Welfare broker

RYAN SCOTT SAUNDERS

Mailing address (most recent filing)

STE 1425 6000 FAIRVIEW RD

CHARLOTTE, NC 28210

Total comp: $4K
Commissions: $3K
Fees: $1K
Filings: 1
Sponsors: 1

Carrier mix

Where RYAN SCOTT SAUNDERS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

NORTHWESTERN MUTUAL100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
NORTHWESTERN MUTUAL	1	$27K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$27K	0.0%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RYAN SCOTT SAUNDERS's plans by broker comp / premium ratio. Median 17.26% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RYAN SCOTT SAUNDERS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RYAN SCOTT SAUNDERS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NORTH CHARLOTTE LANDSCAPE MANAGEMENT, INC. LIFE AND AD&D INSURANCE	NC	$27K	$5K	NORTHWESTERN MUTUAL