Welfare broker

RYAN J. HARRIS

Mailing address (most recent filing)

2929 SPRING ARBOR ROAD

JACKSON, MI 49204

Carrier mix

Where RYAN J. HARRIS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CARE NETWORK OF MICHIGAN	2	$3.0M	40.0%
BLUE CROSS OF CALIFORNIA	2	$2.8M	40.0%
PRIORITY HEALTH	1	$1.1M	20.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	5	$6.9M	0.2%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RYAN J. HARRIS's plans by broker comp / premium ratio. Median 4.04% vs welfare-wide median 6.29% (n=5).

Prospect-flag exposure · vs market baseline

Share of RYAN J. HARRIS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-5 of 5 sponsors where RYAN J. HARRIS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CAREEVOLUTION, LLC CAREEVOLUTION, LLC MASTER WELFARE BENEFIT PLAN	MI	$1.5M	$75K	BLUE CROSS BLUE SHIELD OF MICHIGAN
UP REHAB SERVICES LLC UP REHAB SERVICES LLC WELFARE BENEFIT PLAN	MI	$1.2M	$60K	BLUE CROSS BLUE SHIELD OF MICHIGAN
RW MERCER CO RW MERCER FLEXIBLE BENEFIT PLAN	MI	$1.5M	$59K	BLUE CARE NETWORK OF MICHIGAN
ELM PLATING COMPANY THE ELM PLATING GROUP HEALTH AND WELFARE BENEFIT PLAN	MI	$1.5M	$58K	BLUE CARE NETWORK OF MICHIGAN
LOMAR MACHINE & TOOL CO LOMAR MACHINE & TOOL HEALTH AND WELFARE BENEFIT PLAN	MI	$1.1M	$40K	PRIORITY HEALTH