Welfare broker

RYAN DAVIS

Mailing address (most recent filing)

800 MARKET ST STE 205

CHATTANOOGA, TN 37402

Total comp: $176K
Commissions: $176K
Fees: $0
Filings: 9
Sponsors: 9

Carrier mix

Where RYAN DAVIS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA66.7%
UNUM LIFE INSURANCE COMPANY OF AMERICA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$2.9M	66.7%
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$453K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	3	$3.4M	0.2%	65.05x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RYAN DAVIS's plans by broker comp / premium ratio. Median 5.68% vs welfare-wide median 6.40% (n=3).

Prospect-flag exposure · vs market baseline

Share of RYAN DAVIS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where RYAN DAVIS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RELIANCE PARTNERS, LLC RELIANCE PARTNERS HEALTH AND WELFARE PLAN	TN	$2.2M	$103K	BLUECROSS BLUESHIELD OF TENNESSEE, INC.
PARAGON ANESTHESIA, P.C. PARAGON ANESTHESIA, P.C. HEALTH AND WELFARE BENEFITS PLAN	TN	$453K	$54K	UNUM LIFE INSURANCE COMPANY OF AMERICA
HAMILTON PLASTICS, INC. HAMILTON PLASTICS, INC. HEALTH AND WELFARE BENEFITS PLAN	TN	$685K	$39K	BLUECROSS BLUESHIELD OF TENNESSEE

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$2.9M

66.7%

UNUM LIFE INSURANCE COMPANY OF AMERICA

$453K

33.3%

State

Plans

Premium

State share

Index

$3.4M

0.2%

65.05x

Sponsor

Loc

Premium

Comp

Carrier

RELIANCE PARTNERS, LLC

RELIANCE PARTNERS HEALTH AND WELFARE PLAN

$2.2M

$103K

BLUECROSS BLUESHIELD OF TENNESSEE, INC.

PARAGON ANESTHESIA, P.C.

PARAGON ANESTHESIA, P.C. HEALTH AND WELFARE BENEFITS PLAN

$453K

$54K

UNUM LIFE INSURANCE COMPANY OF AMERICA

HAMILTON PLASTICS, INC.

HAMILTON PLASTICS, INC. HEALTH AND WELFARE BENEFITS PLAN

$685K

$39K

BLUECROSS BLUESHIELD OF TENNESSEE