Welfare broker

RYAN DAVID WINDHOLZ

Mailing address (most recent filing)

PO BOX 1225

HAYS, KS 67601

Total comp: $9K
Commissions: $8K
Fees: $305
Filings: 2
Sponsors: 2

Carrier mix

Where RYAN DAVID WINDHOLZ places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AFLAC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AFLAC	1	$0	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KS	1	$0	0.1%	134.67x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RYAN DAVID WINDHOLZ's plans by broker comp / premium ratio. Median n/a vs welfare-wide median 6.29% (n=0).

Prospect-flag exposure · vs market baseline

Share of RYAN DAVID WINDHOLZ's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RYAN DAVID WINDHOLZ is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SUNFLOWER ELECTRIC POWER CORPORATION SUNFLOWER CANCER PROTECTION PLAN	KS	$0	$21K	AFLAC