Welfare broker

RUSSELL CARTER

Mailing address (most recent filing)

2501 BLUE RIDGE ROAD

SUITE 250

RALEIGH, NC 27601

Total comp: $113K
Commissions: $113K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where RUSSELL CARTER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$5.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$5.2M	0.0%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RUSSELL CARTER's plans by broker comp / premium ratio. Median 4.19% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RUSSELL CARTER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RUSSELL CARTER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LOCAL GOVERNMENT FEDERAL CREDIT UNION LOCAL GOVERNMENT FEDERAL CREDIT UNION HEALTH & WELFARE BENEFITS PLAN	NC	$5.2M	$217K	BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA