Welfare broker

RUSSEL J CARPENTIERI

Mailing address (most recent filing)

500 OCEAN DRIVE

APT 9ED

JUNO BEACH, FL 33408

Total comp: $73K
Commissions: $73K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where RUSSEL J CARPENTIERI places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$604K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CO	1	$604K	0.1%	81.26x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RUSSEL J CARPENTIERI's plans by broker comp / premium ratio. Median 14.95% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RUSSEL J CARPENTIERI's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RUSSEL J CARPENTIERI is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
GREASE MONKEY INTERNATIONAL, LLC GREASE MONKEY INTERNATIONAL, LLC WELFARE BENEFIT PLAN	CO	$604K	$90K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA