Welfare broker

RUSS JOHNSTON

Mailing address (most recent filing)

3900 NORTH TRAVERSE MOUNTAIN BLVD

SUITE 301

LEHI, UT 84043

Total comp: $38K
Commissions: $38K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where RUSS JOHNSTON places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

MOTIVHEALTH100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
MOTIVHEALTH	1	$809K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
UT	1	$809K	0.1%	129.18x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RUSS JOHNSTON's plans by broker comp / premium ratio. Median 7.15% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of RUSS JOHNSTON's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RUSS JOHNSTON is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FREEZING POINT, LLC FREEZING POINT, LLC WELFARE BENEFIT PLAN	UT	$809K	$58K	MOTIVHEALTH INSURANCE COMPANY