Welfare broker

RUMMEL BENEFITS GROUP CO

Mailing address (most recent filing)

522 S MAIN ST

FRANKENMUTH, MI 48734

Total comp: $48K
Commissions: $48K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where RUMMEL BENEFITS GROUP CO places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ALLIANCE HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ALLIANCE HEALTH AND LIFE INSURANCE COMPANY	1	$1.6M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	1	$1.6M	0.0%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RUMMEL BENEFITS GROUP CO's plans by broker comp / premium ratio. Median 2.62% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RUMMEL BENEFITS GROUP CO's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RUMMEL BENEFITS GROUP CO is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ZEHNDERS OF FRANKENMUTH ZEHNDERS OF FRANKENMUTH HEALTH & WELFARE BENEFIT PLAN	MI	$1.6M	$42K	ALLIANCE HEALTH AND LIFE INSURANCE COMPANY