Welfare broker

RT CONSULTING LLC

Mailing address (most recent filing)

4 MAIN ST

PETERBOROUGH, NH 03458

Carrier mix

Where RT CONSULTING LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA	1	$29K	25.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$3.0M	25.0%
BLUE CROSS OF CALIFORNIA	1	$2.7M	25.0%
ACCURISK	1	$223K	25.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MA	4	$6.0M	0.2%	46.22x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RT CONSULTING LLC's plans by broker comp / premium ratio. Median 10.47% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of RT CONSULTING LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where RT CONSULTING LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NONOTUCK RESOURCE ASSOCIATES NONOTUCK RESOURCE ASSOCIATES WELFARE BENEFIT PLAN	MA	$2.7M	$65K	BLUE CROSS BLUE SHIELD OF MASSACHUSETTS
MASS PARK INC. MASS PARK INC. BENEFITS PLAN	MA	$223K	$45K	ACCURISK
THE HILSINGER COMPANY PARENT, LLC HILCO VISION THE HILSINGER COMPANY WELFARE BENEFIT PLAN	MA	$3.0M	$21K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
CUTCHINS PROGRAMS FOR CHILDREN AND FAMILIES, INC. GROUP LIFE AND ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE FOR EMPLOYEES OF CUTCHINS PROGRAMS FOR CHILDREN AND FAMILIES, INC.	MA	$29K	$5K	EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA