Welfare broker

RSS FINANCIAL & INSURANCE SERVICES

Mailing address (most recent filing)

3835 E THOUSAND OAKS BLVD

SUITE 421

WESTLAKE VILLAGE, CA 91362

Total comp: $195K
Commissions: $176K
Fees: $19K
Filings: 3
Sponsors: 3

Carrier mix

Where RSS FINANCIAL & INSURANCE SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KAISER FOUNDATION HEALTH PLAN INC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KAISER FOUNDATION HEALTH PLAN INC	1	$2.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$2.1M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RSS FINANCIAL & INSURANCE SERVICES's plans by broker comp / premium ratio. Median 7.03% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RSS FINANCIAL & INSURANCE SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RSS FINANCIAL & INSURANCE SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
GHREIWATI AUTO INC GHREIWATI AUTO INC HEALTH & WELFARE	CA	$2.1M	$150K	KAISER FOUNDATION HEALTH PLAN, INC