Welfare broker

RSCA INSURANCE BROKERAGE INC

Total comp: $145K
Commissions: $145K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where RSCA INSURANCE BROKERAGE INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$1.9M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CT	1	$1.9M	0.1%	103.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RSCA INSURANCE BROKERAGE INC's plans by broker comp / premium ratio. Median 7.74% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RSCA INSURANCE BROKERAGE INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RSCA INSURANCE BROKERAGE INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AMERICAN CRUISE LINES, INC. AMERICAN CRUISE LINES, INC. WELFARE BENEFITS PLAN	CT	$1.9M	$145K	CIGNA HEALTH AND LIFE INSURANCE COMPANY