Welfare broker

RONALD L ROSENBERG

Mailing address (most recent filing)

1001 READS LANE

FAR ROCKAWAY, NY 11691

Total comp: $497K
Commissions: $111K
Fees: $386K
Filings: 4
Sponsors: 4

Carrier mix

Where RONALD L ROSENBERG places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY33.3%
OXFORD HEALTH INSURANCE, INC.33.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$643K	33.3%
OXFORD HEALTH INSURANCE, INC.	1	$1.4M	33.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$6.2M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	2	$2.0M	0.1%	30.91x
NY	1	$6.2M	0.0%	6.61x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RONALD L ROSENBERG's plans by broker comp / premium ratio. Median 10.20% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of RONALD L ROSENBERG's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where RONALD L ROSENBERG is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
INTERBOROUGH DEVELOPMENTAL & CONSULTATION CENTER INTERBOROUGH DEVELOPMENTAL & CONSULTATION CENTER EMPLOYEE BENEFITS PLAN	NY	$6.2M	$634K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
DORA'S NATURALS, INC. DORA'S NATURALS, INC. EMPLOYEE BENEFITS PLAN	NJ	$1.4M	$104K	OXFORD MEDICAL
EMERSON CONVALESCENT CENTER EMERSON CONVALESCENT CENTER EMPLOYEE BENEFITS PLAN	NJ	$643K	$71K	UNITEDHEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$643K

33.3%

OXFORD HEALTH INSURANCE, INC.

$1.4M

33.3%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$6.2M

33.3%

State

Plans

Premium

State share

Index

$2.0M

0.1%

30.91x

$6.2M

0.0%

6.61x

Sponsor

Loc

Premium

Comp

Carrier

INTERBOROUGH DEVELOPMENTAL & CONSULTATION CENTER

INTERBOROUGH DEVELOPMENTAL & CONSULTATION CENTER EMPLOYEE BENEFITS PLAN

$6.2M

$634K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

DORA'S NATURALS, INC.

DORA'S NATURALS, INC. EMPLOYEE BENEFITS PLAN

$1.4M

$104K

OXFORD MEDICAL

EMERSON CONVALESCENT CENTER

EMERSON CONVALESCENT CENTER EMPLOYEE BENEFITS PLAN

$643K

$71K

UNITEDHEALTHCARE INSURANCE COMPANY