Welfare broker

RONALD H CARR JR

Mailing address (most recent filing)

30 TWO BRIDGES RD STE 320

FAIRFIELD, NJ 07004

Total comp: $78K
Commissions: $78K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where RONALD H CARR JR places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

VISION SERVICE PLAN33.3%
UNITEDHEALTHCARE INSURANCE COMPANY33.3%
DEARBORN LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
VISION SERVICE PLAN	1	$33K	33.3%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.9M	33.3%
DEARBORN LIFE INSURANCE COMPANY	1	$83K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	3	$2.1M	0.1%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RONALD H CARR JR's plans by broker comp / premium ratio. Median 4.50% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of RONALD H CARR JR's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where RONALD H CARR JR is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AL & JOHN INC AL & JOHN, INC	NJ	$1.9M	$87K	UNITEDHEALTHCARE INSURANCE COMPANY
VAN CLEEF ENGINEERING ASSOCIATES VAN CLEEF ENGINEERING ASSOCIATES, LLC LIFE INSURANCE	NJ	$83K	$5K	DEARBORN LIFE INSURANCE CO
VAN CLEEF ENGINEERING ASSOCIATES VAN CLEEF ENGINEERING ASSOCIATES, LLC VISION PLAN	NJ	$33K	$1K	VISION SERVICE PLAN

Carrier

Plans

Premium

VISION SERVICE PLAN

$33K

33.3%

UNITEDHEALTHCARE INSURANCE COMPANY

$1.9M

33.3%

DEARBORN LIFE INSURANCE COMPANY

$83K

33.3%

State

Plans

Premium

State share

Index

$2.1M

0.1%

46.37x

Sponsor

Loc

Premium

Comp

Carrier

AL & JOHN INC

AL & JOHN, INC

$1.9M

$87K

UNITEDHEALTHCARE INSURANCE COMPANY

VAN CLEEF ENGINEERING ASSOCIATES

VAN CLEEF ENGINEERING ASSOCIATES, LLC LIFE INSURANCE

$83K

$5K

DEARBORN LIFE INSURANCE CO

VAN CLEEF ENGINEERING ASSOCIATES

VAN CLEEF ENGINEERING ASSOCIATES, LLC VISION PLAN

$33K

$1K

VISION SERVICE PLAN