Welfare broker

RONALD E. CHRISTOPHER

Mailing address (most recent filing)

305 GREEN STREET NW

GAINESVILLE, GA 30501

Total comp: $22K
Commissions: $22K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where RONALD E. CHRISTOPHER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SKYWARD100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SKYWARD	1	$360K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AR	1	$360K	0.2%	220.93x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RONALD E. CHRISTOPHER's plans by broker comp / premium ratio. Median 2.03% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RONALD E. CHRISTOPHER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RONALD E. CHRISTOPHER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE PRICE COMPANIES, INC THE PRICE COMPANIES, INC. GROUP MEDICAL PLAN	AR	$360K	$7K	SKYWARD UNDERWRITERS AGENCY, INC.