Welfare broker

ROLAND FLORENZ

Mailing address (most recent filing)

10 EZECHIEL CARRE RD.

EAST GREENWICH, RI 02818

Total comp: $58K
Commissions: $29K
Fees: $29K
Filings: 6
Sponsors: 6

Carrier mix

Where ROLAND FLORENZ places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

VISION SERVICE PLAN50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
VISION SERVICE PLAN	1	$15K	50.0%
BLUE CROSS OF CALIFORNIA	1	$6.3M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
RI	2	$6.4M	0.7%	399.81x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ROLAND FLORENZ's plans by broker comp / premium ratio. Median 4.46% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of ROLAND FLORENZ's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ROLAND FLORENZ is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EMBRACE HOME LOANS, INC. EMBRACE HOME LOANS, INC. WELFARE WRAP BENEFIT PLAN	RI	$6.3M	$127K	BLUE CROSS BLUE SHIELD OF RHODE ISLAND
THE MOORE COMPANY THE MOORE COMPANY GROUP VISION CARE	RI	$15K	$1K	VISION SERVICE PLAN