Welfare broker

ROGERSGRAY, INC.

Mailing address (most recent filing)

63 SMITHS LANE

KINGSTON, MA 02364

Total comp: $103K
Commissions: $102K
Fees: $1K
Filings: 6
Sponsors: 6

Carrier mix

Where ROGERSGRAY, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

DELTA DENTAL OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DELTA DENTAL OF CALIFORNIA	1	$132K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MA	1	$132K	0.0%	46.57x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ROGERSGRAY, INC.'s plans by broker comp / premium ratio. Median 11.30% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of ROGERSGRAY, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ROGERSGRAY, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CAPE ASSOCIATES, INC. CAPE ASSOCIATES, INC. WELFARE BENEFIT PLAN	MA	$132K	$15K	ALTUS DENTAL INSURANCE COMPANY, INC