Welfare broker

ROGERSGRAY, INC.

Mailing address (most recent filing)

63 SMITHS LANE

KINGSTON, MA 02364

Total comp: $128K
Commissions: $127K
Fees: $1K
Filings: 7
Sponsors: 7

Carrier mix

Where ROGERSGRAY, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC.50.0%
DELTA DENTAL OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC.	1	$1.8M	50.0%
DELTA DENTAL OF CALIFORNIA	1	$132K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MA	2	$1.9M	0.1%	46.22x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ROGERSGRAY, INC.'s plans by broker comp / premium ratio. Median 7.04% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of ROGERSGRAY, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ROGERSGRAY, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NORTH EASTON SAVINGS BANK NORTH EASTON SAVINGS BANK HEALTH AND WELFARE PLAN	MA	$1.8M	$49K	TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC.
CAPE ASSOCIATES, INC. CAPE ASSOCIATES, INC. WELFARE BENEFIT PLAN	MA	$132K	$15K	ALTUS DENTAL INSURANCE COMPANY, INC

Carrier

Plans

Premium

TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC.

$1.8M

50.0%

DELTA DENTAL OF CALIFORNIA

$132K

50.0%

State

Plans

Premium

State share

Index

$1.9M

0.1%

46.22x

Sponsor

Loc

Premium

Comp

Carrier

NORTH EASTON SAVINGS BANK

NORTH EASTON SAVINGS BANK HEALTH AND WELFARE PLAN

$1.8M

$49K

TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC.

CAPE ASSOCIATES, INC.

CAPE ASSOCIATES, INC. WELFARE BENEFIT PLAN

$132K

$15K

ALTUS DENTAL INSURANCE COMPANY, INC