Welfare broker

ROGER D. GROVES

Mailing address (most recent filing)

16151 SCIENTIFIC WAY

IRVINE, CA 92618

Total comp: $44K
Commissions: $44K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where ROGER D. GROVES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ANTHEM LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ANTHEM LIFE INSURANCE COMPANY	1	$881K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$881K	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ROGER D. GROVES's plans by broker comp / premium ratio. Median 7.01% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ROGER D. GROVES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ROGER D. GROVES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MURRIETA DEVELOPMENT CO., INC. MURRIETA DEVELOPMENT CO., INC. GROUP HEALTH PLAN	CA	$881K	$62K	ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY