Welfare broker

ROCKY MOUNTAIN INSURANCE GROUP, LLC

Mailing address (most recent filing)

UNKNOWN

BOZEMAN, MT 59718

Total comp: $29K
Commissions: $29K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where ROCKY MOUNTAIN INSURANCE GROUP, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$41K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MT	1	$41K	0.4%	434.38x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ROCKY MOUNTAIN INSURANCE GROUP, LLC's plans by broker comp / premium ratio. Median 6.25% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ROCKY MOUNTAIN INSURANCE GROUP, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ROCKY MOUNTAIN INSURANCE GROUP, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BIG SKY CHAMBER OF COMMERCE BS10 BIG SKY EMPLOYER HEALTH PLAN	MT	$41K	$3K	UNITEDHEALTHCARE INSURANCE COMPANY