Welfare broker

ROBERT TIERNEY

Mailing address (most recent filing)

830 N MAIN ST, STE 200

MERIDIAN, ID 83642

Total comp: $58K
Commissions: $47K
Fees: $12K
Filings: 4
Sponsors: 4

Carrier mix

Where ROBERT TIERNEY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED HERITAGE LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED HERITAGE LIFE INSURANCE COMPANY	1	$496K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ID	1	$496K	0.2%	265.01x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ROBERT TIERNEY's plans by broker comp / premium ratio. Median 7.71% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ROBERT TIERNEY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ROBERT TIERNEY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TERRY REILLY HEALTH SERVICES TERRY REILLY HEALTH SERVICES EMPLOYEE BENEFITS PLAN	ID	$496K	$38K	UNITED HERITAGE LIFE INSURANCE COMPANY