Welfare broker

ROBERT SONCHEN, IFS BENEFITS

Mailing address (most recent filing)

220 CONTINENTAL DR STE 209

NEWARK, DE 19713

Total comp: $25K
Commissions: $25K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where ROBERT SONCHEN, IFS BENEFITS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$191K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
DE	1	$191K	0.4%	409.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ROBERT SONCHEN, IFS BENEFITS's plans by broker comp / premium ratio. Median 9.08% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ROBERT SONCHEN, IFS BENEFITS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ROBERT SONCHEN, IFS BENEFITS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
STRATUS AVIATION LLC STRATUS AVIATION, LLC GROUP INSURANCE PLAN (501)	DE	$191K	$17K	UNUM LIFE INSURANCE COMPANY OF AMERICA