Welfare broker

ROBERT L. MOODY, JR.

Mailing address (most recent filing)

2302 POST OFFICE ST. STE 601

GALVESTON, TX 77550

Total comp: $343K
Commissions: $327K
Fees: $15K
Filings: 8
Sponsors: 8

Carrier mix

Where ROBERT L. MOODY, JR. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HARTFORD LIFE AND ACCIDENT33.3%
DEARBORN LIFE INSURANCE COMPANY33.3%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HARTFORD LIFE AND ACCIDENT	1	$23K	33.3%
DEARBORN LIFE INSURANCE COMPANY	1	$100K	33.3%
BLUE CROSS OF CALIFORNIA	1	$2.3M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	3	$2.4M	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ROBERT L. MOODY, JR.'s plans by broker comp / premium ratio. Median 13.50% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of ROBERT L. MOODY, JR.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where ROBERT L. MOODY, JR. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MOODY BANCSHARES, INC. MOODY BANCSHARES, INC. MEDICAL, DENTAL, VISION	TX	$2.3M	$79K	BLUECROSS BLUESHIELD OF TEXAS
MOODY BANCSHARES, INC. MOODY BANCSHARES, INC. EMPLOYEE LIFE & AD&D INSURA	TX	$100K	$13K	DEARBORN LIFE INSURANCE COMPANY
MOODY NATIONAL BANK GROUP LONG TERM DISABILITY PLAN FOR EMPLOYEES OF MOODY NATIONAL BANK	TX	$23K	$7K	THE HARTFORD LIFE AND ACCIDENT

Carrier

Plans

Premium

HARTFORD LIFE AND ACCIDENT

$23K

33.3%

DEARBORN LIFE INSURANCE COMPANY

$100K

33.3%

BLUE CROSS OF CALIFORNIA

$2.3M

33.3%

State

Plans

Premium

State share

Index

$2.4M

0.0%

16.72x

Sponsor

Loc

Premium

Comp

Carrier

MOODY BANCSHARES, INC.

MOODY BANCSHARES, INC. MEDICAL, DENTAL, VISION

$2.3M

$79K

BLUECROSS BLUESHIELD OF TEXAS

MOODY BANCSHARES, INC.

MOODY BANCSHARES, INC. EMPLOYEE LIFE & AD&D INSURA

$100K

$13K

DEARBORN LIFE INSURANCE COMPANY

MOODY NATIONAL BANK

GROUP LONG TERM DISABILITY PLAN FOR EMPLOYEES OF MOODY NATIONAL BANK

$23K

$7K

THE HARTFORD LIFE AND ACCIDENT